# Prediction Market Terms of Use

## 1. Nature of Services and Platform Definition

1.1 **Binding Agreement**: These Terms of Use (the "Terms") constitute a legally binding agreement between Cwallet Team ("Company," "we," "us," or "our") and the user ("you" or "User") regarding your access to and use of the "Predict" section of our platform. 

1.2 **Software Interface Only**: Predict is a software user interface that enables users to interact with decentralized prediction protocols and third-party execution layers (collectively, "Third-Party Infrastructure").

* **Non-Custodial Role**: Predict does not custody, hold, or manage your digital assets. All transactions are executed directly on-chain via your own wallet or through Third-Party Infrastructure.
* **No Control over Execution**: The Company does not operate the underlying order books, liquidity pools, or matching engines. These functions are provided by independent third-party protocols that function deterministically.

## 2. User Eligibility and Compliance

2.1 **Age Requirement**: You must be at least 18 years of age (or the legal age of majority in your jurisdiction) to access Predict. 

2.2 **Prohibited Jurisdictions**: Use of the platform is strictly prohibited for residents, citizens, or persons located in the following "Restricted Jurisdictions": **Mainland China**, the United States, the United Kingdom, France, Hungary, Portugal, North Korea, Iran, and any other jurisdiction sanctioned by major international bodies or EU mandates.

* **No Circumvention**: The use of Virtual Private Networks (VPNs) or other location-masking technologies to bypass geographical restrictions is strictly prohibited and may result in a permanent ban. 

2.3 **Identity Verification (KYC/AML)**: To comply with international and Slovak Anti-Money Laundering (AML) standards, the Company or its partners may require you to provide government-issued identification and other personal data.

## 3. Market Mechanics and Settlement

3.1 **Event Contracts**: Predict displays "Event Contracts" where shares represent the probability of a real-world outcome. Shares are typically valued between 0.00 and 1.00 asset units. 

3.2 **Transaction Finality**: Once a transaction is broadcast and confirmed on the underlying blockchain network, it is final, irreversible, and non-refundable. 

3.3 **Resolution and Oracle Mechanism**:

* **Third-Party Determination**: Market outcomes are determined by independent "Third-Party Oracle Systems" (e.g., decentralized optimistic oracles) based on objective external data.
* **Acceptance of Results**: By participating, you agree to accept the finality of the oracle’s determination. The Company has no authority to modify, reverse, or appeal the resolution of any market.

## 4. Market Integrity and Prohibited Conduct

4.1 **Prohibited Manipulation**: You are strictly prohibited from engaging in market manipulation, including wash trading (creating false volume) and spoofing (misrepresenting market depth). 

4.2 **Insider Trading**: You shall not trade on any contract if you possess "Material Non-Public Information" (MNPI) regarding the outcome, or if you hold a position of influence that could affect the underlying event. 

4.3 **Technical Misuse**: You may not use automated scripts, bots, or scrapers to interact with the interface in a manner that disrupts the service.

## 5. Risk Disclosure Statement

Trading in prediction markets involves significant financial risk. You may lose 100% of your capital. 

5.1 **Market Volatility**: Prices reflect crowd-sourced probabilities and can fluctuate violently based on news or market activity. 

5.2 **Infrastructure Risk**: Predict depends on Third-Party Infrastructure. These may be subject to bugs, exploits, or network congestion for which the Company is not responsible. 

5.3 **Regulatory Risk**: The legal status of event contracts is evolving. Changes in law may result in the immediate suspension of services in certain jurisdictions.

## 6. Disclaimer of Warranties and Limitation of Liability

6.1 **"As-Is" Basis**: The Predict interface is provided on an "as-is" basis without warranties of any kind.

6.2 **Third-Party Acts**: We are not liable for the failure or negligence of any third-party provider, including liquidity providers or oracle networks. 

6.3 **Liability Cap**: As the Company does not charge service fees for the Predict interface, to the maximum extent permitted by law, the Company’s total liability for any claim shall be capped at a fixed amount of **100 EUR**.

## 7. Miscellaneous

7.1 **Amendments**: The Company reserves the right to modify these Terms at any time. Your continued use of Predict constitutes acceptance of the new Terms. 

7.2 **Governing Law**: These Terms shall be governed by and construed in accordance with the laws of the **Slovak Republic**. 

7.3 **Dispute Resolution**: Any dispute arising out of or in connection with these Terms shall be referred to and finally resolved by the **Arbitration Court of the Slovak Chamber of Commerce and Industry** (Rozhodcovský súd Slovenskej obchodnej a priemyselnej komory) in accordance with its Rules of Procedure. 

7.4 **Contact**: For any legal or support inquiries, please contact us at [**support@cwallet.com**](mailto:support@cwallet.com).