> For the complete documentation index, see [llms.txt](https://docs.cwallet.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.cwallet.com/crypto-deposit-and-withdraw/withdraw/how-to-withdraw-memo-tag-tokens.md).
# How to Withdraw Memo/Tag Tokens
Some blockchains (like XRP, EOS, XLM, or TON) use a single address for all users and rely on a Memo/Tag to route funds to the correct individual. This means that when depositing memo/tag tokens, you must use the memo/tag.
* **To a Centralized Exchange/Wallet:** You almost always need to enter a Memo/Tag provided by the receiving exchange. Without it, they cannot credit your account.
* **To a Decentralized Wallet (Non-Custodial):** Usually, a Memo is not required. You can leave it blank.
**Here is a guide on withdrawing memo tokens:**
Navigate to '**Send**' and select crypto and network.
Enter the amount, recipient's address, and recipient's memo/tag (if you send it to a Centralized Exchange/Wallet).
**⚠️ NOTE:** Entering a wrong address or memo/tag will result in permanent loss of funds.
You can also check all the information here to ensure you have put the correct address, amount, and memo/tag.
After checking, click the '**send**' button and confirm it.
The last step, 60-Second Safety Net.
You have 60s to check all the information. If all information is correct, click the '**Send**' button.
**⚠️ Important Note:** The 60-Second Safety Net. We offer a 60-second grace period on all withdrawals/transfers to check if you entered the wrong address or amount, engineered to prevent costly mistakes. To give you a final chance to review and cancel the transaction before the funds are permanently transferred.